8 Ways to Stop Spending Money. So if you’re always spending money on things that you don’t need, having a bigger goal in mind will most likely eliminate that urge of yours for good. This year for my own sanity I’ve had to take the stance that if they don’t like it tough titty. Don’t equate spending with squandering Sometimes it’s more prudent to spend your money than to save it. The most common car driven by those with very high incomes isn’t a luxury car, it’s a Toyota Corolla. Call 1-800-669-BR549 for a thank you and my PayPal account addy. 2. You spend all the important holidays separately. Now, if you always think about that bigger purpose, you’ll find it hard to spend money on irrelevant objects that bring you no good. Just moments before, you had money, and now, you don’t. What happened: You are kind of a couple, but you rarely see his family or friends. That breaks down into, "wow, I'd love a gift like that but I'd like it because he wants to get it for me, not because he feels like he has to get it for me." Live simply when you have kids so you can spend as much time with them as possible while they’re young. Maybe, even though you have plenty of money now, he simply doesn’t care much about the quality of a hotel room and doesn’t see the need to spend more money on it than the bare minimum. If you don’t, you’ll be wishing on your death bed that you had, and you won’t care at all about the money you have. Saving money is great. Some people – like Bakke's relative who received a pay cut – have good reasons for being afraid to spend money. And spending money on other people is better than spending money on yourself but not if you don’t care about other people and even still, spending on yourself is only good if you spend … Or she means, "I don't want you to feel like you HAVE to spend money on me." So I feel obligated and guilty. I’ve started making people gifts instead (cookies, chocolates,etc). Use the 45 Minutes Rule. I was always on the thrifty side and I do think this is a positive thing, mostly. What EMK says about rich people getting rich because they don’t want to spend money has some basis in reality. I never understood why you … If you have kids, consider them to be what you spend money on. Thanks in advance. They don't go to the dentist or doctor because don't want to spend the money." Here’s the good news: You can overcome these spending habits with a little planning, self-awareness and long-term thinking. Forget the big house, cars, boats etc. I was in a very similar position for much of my life. :cool: All donations are not tax-deductible, and all names of donors will remain secret. He is very close with his friends and family, which is why he spends more time with them than with me. What you think it means: He doesn't want to embarrass me. 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